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Our Loans have a 4 Month period with a 15 Grace Period. You may pay the loan at any time during the given time. You may be charged a fixed interest rate for the first 3 months based upon how much you borrow. If you cannot repay the loan within 3 months, you will be charged additional interest for the 4th month; 1% - 2.9% for the initial month and 2.9% for the following months per month or 35% APR. Additionally, first time customers receive a 0% interest promotion on their first Loan.

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